Getting Cheaper Auto Insurance On Your Annual Renew

This is a guide post, blog post by one of our church members

It’s coming to that time of year again. Time to renew my auto insurance. In fact, every year around this time, I make a point to go over all my bills and make sure that I’m getting the absolute best bang for my buck. This might seem like a pain, and it has taken a while to streamline the process, but doing this helps me save hundreds, maybe even thousands each year. Thousands that I would just be leaving on the table.

I’ve changed energy providers, cellphone service providers, etc. and slashed my annual costs by surprising amounts. Almost every service or provider I use has changed at least once since I’ve been doing this. Except for my auto insurance provider.

I’ve been with the same auto insurance provider for a long time now and for the most part, I’ve been happy with them. I’ve only had two claims my entire life and both times, understandably, my premiums have increased.

Whilst claiming through this company they have been very helpful and there’s never been any hidden costs that have come out and bitten me in the behind when I least expected it. Friendly customer service and an easy and reasonable process to claiming.

However, money talks. It all boils down to who is offering the cheapest auto insurance. Unfortunately, when receiving my auto insurance renewal letter this year, I have noticed a price hike. I understand that these places have costs, that they’re a business and they have to make money. I understand that completely. But likewise, I need to be paying the absolute lowest amount I can to get the highest amount of coverage and service I can. It’s strictly business, folks.

So this year, I will probably be switching insurers. After a few phone calls to my current company, it looks like we’ve reached the limits on what kind of deals they can offer me so it’s time for a change. I don’t quite know who I will be switching over to just yet. I’ll have to do my research to find out not only who has the cheapest auto insurance, but which providers offer the best balance between price and whether they offer no deposit car insurance or not.

The internet is huge and will definitely factor into my research and my choices but so will good ol’ fashioned word of mouth. Which is sometimes neglected in this age of eyes glued to glowing screens. I’ll talk to friends, family and acquaintances. Sometimes a good referral can got both parties a good deal/money off. Everybody can win!